Worksheet 3: Money Flow Sketch

Part of the Rain Layer in the Business Tree Model

Purpose of This Worksheet:
In the Business Tree Model, Rain represents money — not just what you’re earning, but how money flows around and through your business.

Rain includes:

  • Ambient money in the environment (opportunities, potential clients, grants, etc.)

  • Income flowing into the business

  • How money is used to nourish and sustain operations, growth, and you as the gardener

This worksheet will help you:

  • Visualise how money currently flows in and out of your business

  • Identify leaks or missed opportunities

  • Build more sustainable and conscious financial practices

Instructions (Step-by-Step):

Step 1: Income Sources
Start by identifying all current and potential sources of income — even small or irregular ones.

🟩 Prompt:
What products, services, contracts, or other streams bring money into your business?

✎ Write your answer here:
[Blank space for written input]

Step 2: Money Movement
Now think about what happens to that money once it enters your business. Is it reinvested? Paid to you? Spent immediately?

🟩 Prompt:
Where does your income go? What are your biggest expenses or reinvestments?

✎ Write your answer here:
[Blank space for written input]

Step 3: Ambient Rain
Even if money isn’t entering the business right now, it’s still available. Rain is always falling somewhere. This step helps you identify sources of potential or proximity.

🟩 Prompt:
Where is money already flowing around you? (e.g. warm leads, communities, organisations, funding, client needs)

✎ Write your answer here:
[Blank space for written input]

Step 4: Water Management
Inspired by ecological design, this step focuses on slowing the flow of rain — so money isn’t absorbed and gone instantly.

🟩 Prompt:
How do you manage money once it arrives? Are you saving, tracking, or allocating it intentionally?

✎ Write your answer here:
[Blank space for written input]

Step 5: Nourishment Check
Rain doesn’t just feed the tree — it should nourish you too.

🟩 Prompt:
Is your business currently able to sustain you financially? If not, where is the biggest shortfall or tension?

✎ Write your answer here:
[Blank space for written input]

Optional Reflection:

  • Are there sources of revenue you’ve been avoiding or underestimating?

  • What’s your relationship with receiving money? Are there mindset patterns that interrupt the flow?